5397 Dixie Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5397 Dixie Creek Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,678 sqft · built 2017
Lot Size2.34 acres (102,366 sqft)
OwnerIndividual Name on File
Tax Bill$2,822 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jun 2017 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APN3-06-7-35-08-0-00010-00

Property Details

APN / Parcel Number

Primary APN3-06-7-35-08-0-00010-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area3,678 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area102,366 sqft (2.34 acres)
Pool Area800 sqft
Patio Area544 sqft

Location & Zoning

Street Address5397 DIXIE CREEK DR
CityHERNANDO
StateMS
Zip38632-6368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIXIE CREEK ESTATES LOT 10
Legal Range06
Legal Township03
Legal Section35
Legal SubdivisionDIXIE CREEK ESTATES
Legal Lot Number10
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3015
Census Tract70900

Owner

Source: DeSoto County records · APN 3-06-7-35-08-0-00010-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Jun 16, 2017Deed of Trust, Mortgage · Construction Mortgage
SOUTHERN BANCORP BANK
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 16, 2021Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY BANK
Nov 20, 2017Quit Claim Deed, Transfer
Quitclaim
Nov 20, 2017Deed, Subdivision Related Transfer
Jun 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2017
Deed SaleNov 20, 2017
Prior SaleNov 20, 2017
Deed Document NumberW00841-00415
Deed Book / Page841 / 415
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004453/380
DateNov 20, 2017
Book Page4453/380
InstrumentT04453-00380
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170616010178400
DateJun 16, 2017
Instrument20170616010178400
Lender
NameSOUTHERN BANCORP BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 14, 2018

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005148/7
DateJan 28, 2021
Book Page5148/7
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368

Mortgage

Document Number005294/120
DateJul 16, 2021
Book Page5294/120
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 08, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateNov 20, 2017
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Document Number000841/413
Book / Page841 / 413
Map ReferencePB 98 PG 28-30
Instrument DateOct 31, 2017
InstrumentW00841-00413
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 GREEN PORT DR, HERNANDO, MS 38632-7274
InvestorPossibly a Property Investor

November 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDESOTO MS
Recording DateNov 20, 2017
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Document Number000841/415
Book / Page841 / 415
Map ReferencePB 98 PG 28-30
Instrument DateOct 31, 2017
InstrumentW00841-00415
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 16, 2017
Property Address5397 DIXIE CREEK DR, HERNANDO, MS 38632-6368
Document Number20170616010178390
Map ReferenceMB 98 PG 28
Instrument DateJun 14, 2017
Instrument20170616010178390
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20046 TOURNAMENT CV S, 20046, GULFPORT, MS 39503-7067

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 GREEN PORT DR, HERNANDO, MS 38632-7274
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,822.00 (+14.86%)$37,854 (+37.24%) Land $2,700 Building $35,154$378,544 (+37.24%) Land $27,000 Building $351,544
2023$2,457.00$27,583$275,827 Land $27,000 Building $248,827

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330709003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskModerate
above 62% of the US · above 80% of Mississippi
Wildfire LikelihoodAbout 1 in 476 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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