5199 Dixie Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5199 Dixie Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,184 sqft · built 2018
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,977 (Apr 2026)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-7-35-08-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-7-35-08-0-00005-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,184 sqft Adjusted Area
1st Floor Area	1,845 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	89,734 sqft (2.06 acres)

Location & Zoning

Street Address	5199 DIXIE CREEK DR
City	HERNANDO
State	MS
Zip	38632-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DIXIE CREEK ESTATES LOT 5
Legal Range	006
Legal Township	03S
Legal Section	35
Legal Subdivision	DIXIE CREEK ESTATES
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	70900

Owner

Source: DeSoto County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA BANKING CO
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Sep 14, 2015	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 2, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
Sep 14, 2015	Warranty Deed, Transfer
Jan 3, 2012	Warranty Deed, Transfer BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Oct 10, 2023 · Amount on Record
Deed Book / Page	1026 / 5614
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004513/580
Date	Mar 28, 2018
Book Page	4513/580
Instrument	T04513-00580

Lender

Name	GEORGIA BANKING CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004492/516
Date	Feb 14, 2018
Book Page	4492/516
Instrument	T04492-00516

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004043/120
Date	Sep 14, 2015
Book Page	4043/120

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2030

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 2, 2026
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	01026/5614
Book / Page	1026 / 5614
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364

Mortgage

Document Number	5663035393,
Date	Apr 2, 2026
Book Page	5663/35393

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 10, 2023
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	1023/18968
Book / Page	1023 / 18968
Map Reference	MB 98 PG 28-30
Instrument Date	Oct 5, 2023
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5156 S COLONY BLVD, THE COLONY, TX 75056-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364

Mortgage

Document Number	0566094332
Date	Oct 10, 2023
Instrument	5660/94332

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 3, 2021
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	000960/212
Book / Page	960 / 212
Map Reference	MB 36 PG 42
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6170 CHICKASAW DR, OLIVE BRANCH, MS 38654-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Investor	Possibly a Property Investor

Mortgage

Document Number	0005258608
Date	Jun 3, 2021
Instrument	5258/608

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 14, 2015
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	000773/499
Book / Page	0773 / 499
Map Reference	MB 98 PG 28-30
Instrument Date	Sep 4, 2015
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6208 HIGHWAY 305 N, OLIVE BRANCH, MS 38654-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6283 OAK CIR W, OLIVE BRANCH, MS 38654-4827

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 3, 2012
Property Address	5199 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	000672/320
Book / Page	672 / 320
Map Reference	MB98 PG28-30
Instrument Date	Dec 27, 2011
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1143, OLIVE BRANCH, MS 38654-0940

Mortgage

Document Number	0003384190
Date	Jan 3, 2012
Instrument	3384/190

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Dec 27, 2012

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+17.13%)	$30,250 (+39.09%) Land $2,700 Building $27,550	$302,503 (+39.1%) Land $27,000 Building $275,503
2023	$1,874.00 (-13.8%)	$21,748 (-)	$217,478 (-) Land $27,000 Building $190,478
2022	$2,174.00	$21,748 Land $2,700 Building $19,048	$217,478 Land $27,000 Building $190,478

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

May also be available: AT&T.

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