5393 Pembina Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5393 Pembina Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1959
Lot Size0.301 acres (13,112 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Sep 2021)
Tax Bill$3,853 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0072-0109-00

Property Details

APN / Parcel Number

Primary APN540-0072-0109-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft
Basement Area1,102 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleConventional
Exterior MaterialBrick
Lot Area13,112 sqft (0.301 acres)
Lot Dimensions137 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5393 PEMBINA DR
CityCINCINNATI
StateOH
Zip45238-5208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEMBINA DR 31.42 X 137.96IRR LOT 39 EILEEN GARDENSBLK B
Legal SubdivisionEILEEN GARDENS
Legal BlockB
Legal Lot Number39
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2000
Census Tract21304

Owner

5393 Pembina Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5393 PEMBINA DR, CINCINNATI, OH 45238-5208
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP
Apr 9, 2019Warranty Deed, Transfer · Conventional with PMI
CINCINNATUS S&L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on File
Deed SaleSep 10, 2021 · Amount on File
Prior SaleApr 9, 2019 · Amount on File
Deed Document Number2021-0108750
Deed Book / Page14499 / 236
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 10, 2021
Property Address5393 PEMBINA DR, CINCINNATI, OH 45238-5208
Document Number0000108750
Book / Page14499 / 236
Map ReferenceMB 87 PG 6
Instrument DateJul 27, 2021
Instrument2021-0108750
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5393 PEMBINA DR, CINCINNATI, OH 45238-5208

Mortgage

Document Number0000108751
DateSep 10, 2021
Instrument2021-0108751
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 9, 2019
Property Address5393 PEMBINA DR, CINCINNATI, OH 45238-5208
Document Number0000026132
Book / Page013892 / 000392
Instrument DateApr 5, 2019
Instrument26132
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5393 PEMBINA DR CINCINNATI OH 452385208, CINCINNATI, OH 45238-5208

Mortgage

Document Number26133
DateApr 9, 2019
Book Page013892/000394
Instrument26133
Lender
NameCINCINNATUS S&L
TypeFederal Savings Bank
AddressCINCINNATI, OH 45211
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5393 Pembina Dr was $3,853, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,853.00 (+2.45%)$64,750 (-) Land $10,500 Building $54,250
2024$3,761.00 (-0.27%)$64,750 (-) Land $10,500 Building $54,250
2023$3,771.00 (+26.46%)$64,750 (+42.31%) Land $10,500 Building $54,250$185,000 Land $30,000 Building $155,000
2022$2,982.00 Homeowner's exemption$45,500 Land $9,744 Building $35,756
2020$130,000 Land $27,840 Building $102,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5393 Pembina Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5393 Pembina Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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