5385 Pembina Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5385 Pembina Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 972 sqft · built 1959
Lot Size0.162 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2024)
Tax Bill$3,342 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0072-0106-00

Property Details

APN / Parcel Number

Primary APN540-0072-0106-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area972 sqft
Basement Area972 sqft
Finished Basement435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,100 sqft (0.162 acres)
Lot Dimensions128 ft deep x 55 ft wide
PorchPorch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5385 PEMBINA DR
CityCINCINNATI
StateOH
Zip45238-5208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEMBINA DR 55 X 128.61 IRR LOT 36 EILEEN GARDENSBLK B
Legal SubdivisionEILEEN GARDENS
Legal BlockB
Legal Lot Number36
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2000
Census Tract21304

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5385 PEMBINA DR, CINCINNATI, OH 45238-5208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONS RELIABLE LNDG
Dec 3, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleDec 3, 2018 · Amount on Record
Deed Document Number0000056754
Deed Book / Page15229 / 1494
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5385 PEMBINA DR, CINCINNATI, OH 45238-5208
Document Number0000118295
Instrument DateNov 4, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 PEMBINA DR CINCINNATI OH 452385208, CINCINNATI, OH 45238-5208

Mortgage

Document Number0000118295
DateNov 10, 2020
Book Page014293/000376
Instrument118295
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 3, 2018
Property Address5385 PEMBINA DR, CINCINNATI, OH 45238-5208
Document Number0000105477
Book / Page13806 / 00001
Map ReferenceMB 87 PG 6
Instrument DateNov 19, 2018
Instrument2018-0105477
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 PEMBINA DR, CINCINNATI, OH 45238-5208

Mortgage

Document Number0000105478
DateDec 3, 2018
Instrument2018-0105478
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,342.00 (+5.09%)$54,775 (+%) Land $8,956 Building $45,819
2024$3,180.00 (-0.31%)$54,774 (-) Land $8,956 Building $45,818
2023$3,190.00 (+22.55%)$54,774 (+37.88%) Land $8,956 Building $45,818$156,500 (+37.89%) Land $25,590 Building $130,910
2022$2,603.00 Homeowner's exemption$39,726 Land $8,292 Building $31,434
2020$113,500 Land $23,690 Building $89,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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