5391 Melody Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5391 Melody Ln, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 1955
Lot Size0.206 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jan 2019)
Tax Bill$5,784 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-007-J-00-042-0

Property Details

APN / Parcel Number

Primary APN27-A-007-J-00-042-0
Alternative APN
  • D 13

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,702 sqft Living Area
Gross Area1,998 sqft
1st Floor Area703 sqft
Basement Area296 sqft
Unfinished Basement296 sqft
Family RoomFamily Room
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area240 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberD 13
Street Address5391 MELODY LN
CityWILLOUGHBY
StateOH
Zip44094-4317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES NO. 2
Legal Tract10,14
Legal Lot Number302
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1010
Census Tract201300

Owner

5391 Melody Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Individual Names on File
Mailing Address5391 MELODY LN, WILLOUGHBY, OH 44094-4317
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Jan 31, 2019Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2019 · Amount on File
Deed SaleJan 31, 2019 · Amount on File
Prior SaleSep 12, 2013
Deed Document Number441537
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address5391 MELODY LN, WILLOUGHBY, OH 44094-4317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037575
DateDec 18, 2020
Instrument2020R037575
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount on Record
Term181 Months
DueJan 1, 2036

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJan 31, 2019
Property Address5391 MELODY LN, WILLOUGHBY, OH 44094-4317
Document Number0000002112
Instrument DateJan 30, 2019
Instrument2112
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5391 MELODY LN WILLOUGHBY OH 440944317, WILLOUGHBY, OH 44094-4317

Mortgage

Document Number2113
DateJan 31, 2019
Instrument2113
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 30, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,784.00 (+50.51%) Homeowner's exemption$61,090 (-) Land $14,220 Building $46,870
2022$3,843.00$61,090 Land $14,220 Building $46,870
2021$174,540 Land $40,630 Building $133,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5391 Melody Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5391 Melody Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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