5381 Melody Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5381 Melody Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,335 sqft · built 1955
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2009)
Tax Bill	$4,760 (2023)
Deeds & Mortgages	Aug 2026 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-J-00-043-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-J-00-043-0`
Alternative APN	`D 12`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	999 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	190 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5381 MELODY LN
City	WILLOUGHBY
State	OH
Zip	44094-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES NO. 2
Legal Tract	10,14
Legal Block	1
Legal Lot Number	301
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1010
Census Tract	201300

Owner

5381 Melody Ln is owned and occupied by an individual who acquired it in August 2026.

Source: Lake County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5381 MELODY LN, WILLOUGHBY, OH 44094-4317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2009 · Amount on File
Deed Sale	Sep 25, 2009 · Amount on File
Prior Sale	Mar 5, 2009 · Amount on File
Deed Document Number	200925181
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000018890
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Aug 20, 2026
Property Address	5381 MELODY LN, WILLOUGHBY, OH 44094-4317
Document Number	0000018890
Instrument Date	Aug 12, 2026
Instrument	202618890
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5381 MELODY LN, WILLOUGHBY, OH 44094-4317

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5381 MELODY LN, WILLOUGHBY, OH 44094-4317
Document Number	0000009319
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5381 MELODY LN WILLOUGHBY OH 440944317, WILLOUGHBY, OH 44094-4317

Mortgage

Document Number	0000009319
Date	Apr 13, 2017
Instrument	9319

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,700 Land $16,780 Building $50,920	$193,430 Land $47,950 Building $145,480
2023	$4,760.00 (+53.6%) Homeowner's exemption	$50,280 (-) Land $14,220 Building $36,060
2022	$3,099.00 Homeowner's exemption	$50,280 Land $14,220 Building $36,060
2021			$143,650 Land $40,630 Building $103,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5381 Melody Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5381 Melody Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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