539 Upper Ave, Newburgh, NY 12550 Property Records

Orange County and Newburgh Town property record for 539 Upper Ave, Newburgh, NY 12550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,584 sqft · built 1959
Lot Size0.312 acres (13,612 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Sep 1997)
Tax Bill$6,871 (2024)
Deeds & MortgagesApr 2026 Mortgage
Oct 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN334600 37-4-5

Property Details

APN / Parcel Number

Primary APN334600 37-4-5
Alternative APNs
  • 460003700000040050000000
  • 37-4-5

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area2,692 sqft
1st Floor Area1,584 sqft
Basement Area550 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area13,612 sqft (0.312 acres)
Lot Dimensions166 ft deep x 82 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area810 sqft
PorchEnclosed Porch
Porch Area354 sqft
Patio Area207 sqft
Shed1 Shed
Shed Area220 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number37-4-5
Street Address539 UPPER AVE
CityNEWBURGH
StateNY
Zip12550-1645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 34 MAP 3 KROLLS ACRES
Legal SubdivisionKROLLS ACRES MAP 3
Legal Block4
Legal Lot Number5.000
JurisdictionORANGE NY
Township / Civil DivisionNEWBURGH
Census Block Group1
Census Block1005
Census Tract10300

Owner

Source: Orange County and Newburgh Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address539 UPPER AVE, NEWBURGH, NY 12550-1645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed of Trust, Mortgage
POINT DIGITAL FINANCIAL INC
Oct 12, 2016Loan Modification, Mortgage · Conventional with PMI
NRPL 2015-2

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 1997 · Amount on Record
Deed SaleSep 18, 1997 · Amount on Record
Deed Book / Page4634 / 29
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Recording DateApr 17, 2026
Property Address539 UPPER AVE, NEWBURGH, NY 12550-1645
Document Number0000028339
Book / Page15882 / 876
Instrument DateApr 4, 2026
Instrument202628339
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 UPPER AVE, NEWBURGH, NY 12550-1645

Mortgage

Document Number0000028339,
DateApr 17, 2026
Book Page15882/876
Instrument202628339
Lender
NamePOINT DIGITAL FINANCIAL INC
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

October 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address539 UPPER AVE, NEWBURGH, NY 12550-1645
Document Number0000008742
Book / Page014179 / 000145
Instrument DateOct 12, 2016
Transaction TypeMortgage
Record UpdatedFeb 13, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address539 UPPER AVE NEWBURGH NY 125501645, NEWBURGH, NY 12550-1645

Mortgage

Document Number0000008742
DateFeb 8, 2017
Book Page014179/000145
Instrument8742
Lender
NameNRPL 2015-2
AddressHOUSTON, TX 77042
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term468 Months
DueFeb 7, 2056
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Orange County and Newburgh Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionNewburgh Town
Unified School DistrictNewburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,000 (-) Land $5,300 Building $62,700$393,100 (+24.79%)
2024$6,871.00
2023$68,000 (-) Land $5,300 Building $62,700$315,000 (+14.42%) Land $24,551 Building $290,449
2022$68,000 Land $5,300 Building $62,700$275,300 Land $21,457 Building $253,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1980–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWBURGH CONSOLIDATED WD
serves 22,282 people · EPA ID NY3503578
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Sep 2008
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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