538 Upper Ave, Newburgh, NY 12550 Property Records

Orange County and Newburgh Town property record for 538 Upper Ave, Newburgh, NY 12550

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,104 sqft · built 1960
Lot Size	0.489 acres (21,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2017)
Tax Bill	$5,536 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334600 37-5-2`

Property Details

APN / Parcel Number

Primary APN	`334600 37-5-2`
Alternative APNs	`460003700000050020000000` `37-5-2`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,104 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	21,280 sqft (0.489 acres)
Lot Dimensions	160 ft deep x 133 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	98 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	37-5-2
Street Address	538 UPPER AVE
City	NEWBURGH
State	NY
Zip	12550-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 81 MAP 3 KROLLS ACRES
Legal Subdivision	KROLLS ACRES MAP #3
Legal Block	5
Legal Lot Number	2.000
Jurisdiction	ORANGE NY
Township / Civil Division	NEWBURGH
Census Block Group	1
Census Block	1006
Census Tract	10300

Owner

Source: Orange County and Newburgh Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 UPPER AVE, NEWBURGH, NY 12550-1644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Jan 20, 1999 · Amount on Record
Deed Book / Page	14289 / 1557
Last Transfer Date	Sep 25, 2025
Transfer Doc	0000065412
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 8, 2025
Property Address	538 UPPER AVE, NEWBURGH, NY 12550-1644
Document Number	0000065412
Book / Page	15801 / 608
Instrument Date	Sep 25, 2025
Instrument	20250065412
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 UPPER AVE, NEWBURGH, NY 12550-1644

Mortgage

Document Number	0000065413
Date	Oct 8, 2025
Instrument	20250065413

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Orange County and Newburgh Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Newburgh Town
Unified School District	Newburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,200 (-) Land $4,400 Building $45,800	$290,200 (+19.08%)
2024	$5,536.00	$50,200 (-) Land $4,400 Building $45,800	$243,700 (+4.82%)
2023		$50,200 (-) Land $4,400 Building $45,800	$232,500 (+14.42%) Land $20,378 Building $212,122
2022		$50,200 Land $4,400 Building $45,800	$203,200 Land $17,810 Building $185,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBURGH CONSOLIDATED WD serves 22,282 people · EPA ID NY3503578
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Sep 2008
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20