Montgomery County property record for 539 Summit Hall Rd, Gaithersburg, MD 20877
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,480 sqft · built 1971 |
| Lot Size | 0.101 acres (4,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Apr 2020) |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01780091 |
| Primary APN | 09-01780091 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,409 sqft (0.101 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01780091 |
|---|---|
| Street Address | 539 SUMMIT HALL RD, 539 |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1618 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RPT |
| Legal Description | CEDAR VILLAGE CODM PAR 5 |
| Legal Subdivision | CEDAR VILL |
| Legal Block | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700732 |
539 Summit Hall Rd is owned and occupied by an individual who bought it in April 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 539 SUMMIT HALL RD, 539, GAITHERSBURG, MD 20877-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 15, 2020 | Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on File |
| Deed Sale | Apr 15, 2020 · Amount on File |
| Prior Sale | Oct 2, 1996 · Amount on File |
| Deed Book / Page | 59377 / 306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 539 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0577030197 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 57703/197 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 15, 2020 |
| Property Address | 539 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618 |
| Document Number | 0593770306 |
| Book / Page | 59377 / 306 |
| Map Reference | MB 18 PL 1818 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | AMERIKOR T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 539 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618 |
| Document Number | 5937312 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 5937/312 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 539 Summit Hall Rd was $4,577.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,000 (+5.15%) Land $102,000 Building $238,000 | $340,000 (-) Land $102,000 Building $238,000 | |
| 2025 | $4,577.00 | $323,333 | $340,000 Land $102,000 Building $238,000 |
| 2023 | $290,000 Land $87,000 Building $203,000 | $290,000 Land $87,000 Building $203,000 | |
| 2022 | $3,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Summit Hall Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 539 Summit Hall Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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