531 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 531 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Condominium
Details	1 ba · 1,498 sqft · built 1971
Lot Size	0.101 acres (4,410 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jan 2020)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01780012`

Property Details

APN / Parcel Number

Primary APN	`09-01780012`
Alternative APN	`01780012`

Interior

Full Baths	1 Bath
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	4,410 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01780012
Street Address	531 SUMMIT HALL RD, 531
City	GAITHERSBURG
State	MD
Zip	20877-1618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPT
Legal Description	UN 531 CEDAR VILLAGE PAR 5
Legal Subdivision	CEDAR VILL
Legal Block	2
Legal Unit	531
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	700732

Owner

531 Summit Hall Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 SUMMIT HALL RD, 531, GAITHERSBURG, MD 20877-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Book / Page	58867 / 498
Record Updated	Sep 20, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 14, 2020
Property Address	531 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618
Document Number	0588670498
Book / Page	58867 / 498
Map Reference	MB 18 PL 1818
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 RIVERCREST DR, 613, MCLEAN, VA 22101-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SUMMIT HALL RD # 531, 531, GAITHERSBURG, MD 20877-1618

Mortgage

Document Number	58867506
Date	Jan 14, 2020
Instrument	58867/506

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 531 Summit Hall Rd was $3,798.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (+5.79%) Land $100,500 Building $234,500	$335,000 (-) Land $100,500 Building $234,500
2025	$3,798.00	$316,667	$335,000 Land $100,500 Building $234,500
2023		$280,000 Land $84,000 Building $196,000	$280,000 Land $84,000 Building $196,000
2022	$2,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Summit Hall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Summit Hall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880