539 Summer Sails Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 539 Summer Sails Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,558 sqft · built 2002
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2004)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0857401226`

Property Details

APN / Parcel Number

Primary APN	`0857401226`
Alternative APN	`U2029215PBC00000000120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,558 sqft Heated Area
1st Floor Area	928 sqft
Upper Floors Area	630 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	101 ft deep x 52 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	294 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0857401226
Street Address	539 SUMMER SAILS DR
City	VALRICO
State	FL
Zip	33594-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT A-1 LOT 12 BLOCK C
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT A-1
Legal Tract	A
Legal Block	C
Legal Lot Number	12
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1006
Census Tract	12210

Owner

Source: Hillsborough County records · APN 0857401226

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	539 SUMMER SAILS DR, VALRICO, FL 33594-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2004 · Amount on Record
Deed Sale	Jun 09, 2004 · Amount on Record
Prior Sale	Jun 09, 2004 · Amount on Record
Deed Document Number	0139171427
Last Transfer Date	Apr 16, 2025
Transfer Doc	0000165936
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	539 SUMMER SAILS DR, VALRICO, FL 33594-8006
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021064491
Date	Feb 09, 2021
Instrument	2021064491

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (-49.7%) Homeowner's exemption	$100,282 (+5.99%)	$270,411 (+5.98%) Land $68,932 Building $201,479
2023	$3,535.00 (+4.52%) Homeowner's exemption	$94,617 (+3%)	$255,162 (+4.02%) Land $68,932 Building $186,230
2022	$3,382.00 Homeowner's exemption	$91,861	$245,293 Land $58,327 Building $186,966

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1988–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 355 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.