Hillsborough County property record for 538 Summer Sails Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 2003 |
| Lot Size | 0.188 acres (8,225 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,000 (Jul 2025) |
| Tax Bill | $4,981 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0857401138 |
| Primary APN | 0857401138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,218 sqft Heated Area |
| 1st Floor Area | 1,218 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,225 sqft (0.188 acres) |
| Lot Dimensions | 175 ft deep x 47 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0857401138 |
|---|---|
| Street Address | 538 SUMMER SAILS DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SOMERSET TRACT A-1 LOT 59 BLOCK A |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 20 |
| Legal Subdivision | SOMERSET TRACT A-1 |
| Legal Tract | A |
| Legal Block | A |
| Legal Lot Number | 59 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12210 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 538 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 9, 2018 | Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Mar 3, 2025 · Amount on Record |
| Deed Document Number | 2025330017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 30, 2025 |
| Property Address | 538 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000330017 |
| Map Reference | MB 89 PG 25-I |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025330017 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ALL AMERICAN TITLE PROS LLLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 LITHIA PINECREST RD, BRANDON, FL 33511-5310 |
| Name | Verified Name |
|---|---|
| Address | 538 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000330018 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 2025330018 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 9, 2018 |
| Property Address | 538 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000229385 |
| Book / Page | 25829 / 1702 |
| Map Reference | MB 89 PG 25-I-25-4 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018229385 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | INTEGRITY FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2629 SW 8TH ST, 2629, BOYNTON BEACH, FL 33435-7518 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 538 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000229386 |
|---|---|
| Date | Jun 9, 2018 |
| Instrument | 2018229386 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,981.00 (+18.88%) | $242,314 (+4.85%) Land $87,251 Building $155,063 | $242,314 (+4.85%) Land $87,251 Building $155,063 |
| 2023 | $4,190.00 (+9.2%) | $231,098 (+5.79%) Land $87,251 Building $143,847 | $231,098 (+5.79%) Land $87,251 Building $143,847 |
| 2022 | $3,837.00 | $218,445 Land $73,828 Building $144,617 | $218,445 Land $73,828 Building $144,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1988–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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