539 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 539 Rutledge St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,940 sqft · built 1940
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Tax Bill	$840 (2024)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0201-0028`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0201-0028`
Alternative APNs	`45-08-05-334-011.000-004` `254402010028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Alley
Garage Area	1,960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 RUTLEDGE ST
City	GARY
State	IN
Zip	46404-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS. 5TH SUB. L.23 B.7
Legal Subdivision	GARY LAND COS. 5TH SUB
Legal Block	7
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4022
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Combs Addition Historic District listed 2014 · 99 contributing resources · NRIS 14000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Affidavit of Death of Joint Tenant, Transfer
Mar 21, 2024	Intrafamily Transfer, Transfer
May 9, 2024	Re-recorded Document
May 9, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2024
Transfer Doc	0000012625
Record Updated	Sep 20, 2026

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Mar 21, 2024
Property Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Document Number	0000009312
Instrument Date	Mar 13, 2024
Instrument	2024-009312
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Investor	Possibly a Property Investor

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Mar 21, 2024
Property Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Document Number	0000009313
Instrument Date	Mar 13, 2024
Instrument	2024-009313
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Investor	Possibly a Property Investor

May 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	May 9, 2024
Property Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Document Number	0000012625
Instrument Date	Mar 13, 2024
Instrument	2024-012625
Record Updated	May 16, 2024

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Investor	Possibly a Property Investor

May 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	May 9, 2024
Property Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Document Number	0000012624
Instrument Date	Mar 13, 2024
Instrument	2024-012624
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RUTLEDGE ST, GARY, IN 46404-1315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,600 (+57.06%) Land $6,600 Building $98,000	$104,600 (+57.06%) Land $6,600 Building $98,000
2024	$840.00 (+12%)
2023		$66,600 (-1.04%) Land $6,300 Building $60,300	$66,600 (-1.04%) Land $6,300 Building $60,300
2022	$750.00 Homeowner's exemption	$67,300 Land $4,000 Building $63,300	$67,300 Land $4,000 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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