531 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 531 Rutledge St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1940
Lot Size0.114 acres (5,009 sqft)
Owner2 Individual Names on File
Tax Bill$1,874 (2024)
Flood ZoneZone X (minimal risk)
APN001-25-44-0201-0030

Property Details

APN / Parcel Number

Primary APN001-25-44-0201-0030
Alternative APNs
  • 45-08-05-334-009.000-004
  • 254402010030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,060 sqft Living Area
Attic Area1,030 sqft
Basement Area1,030 sqft

Exterior

Year BuiltBuilt 1940
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-44-0201-0030
Old Parcel Number254402010030
Street Address531 RUTLEDGE ST
CityGARY
StateIN
Zip46404-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LAND CO'S. 5TH SUB. L.25 B.7
Legal SubdivisionGARY LAND CO
Legal Block7
Legal Lot Number25
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4022
Census Tract10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Combs Addition Historic District
listed 2014 · 99 contributing resources · NRIS 14000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

531 Rutledge St is owned and occupied by two individuals who acquired it in February 2003.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address531 RUTLEDGE ST, GARY, IN 46404-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2003
Deed SaleFeb 10, 2003
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,000 Land $6,600 Building $91,400$98,000 Land $6,600 Building $91,400
2024$1,874.00
2023$70,700 (-1.39%) Land $6,300 Building $64,400$70,700 (-1.39%) Land $6,300 Building $64,400
2022$2,728.00$71,700 Land $4,000 Building $67,700$71,700 Land $4,000 Building $67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Rutledge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 531 Rutledge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Rutledge St

Nearby Streets

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