Bergen County and Ridgewood Village property record for 539 Laurel Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,441 sqft · built 1948 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $596,000 (Jun 2020) |
| Tax Bill | $12,869 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04306-0000-00019 |
| Primary APN | 51-04306-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,441 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 156 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 539 LAUREL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .215 AC |
| Legal Subdivision | FIORAL PARK REALTY CO |
| Legal Block | 4306 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 47500 |
539 Laurel Rd is owned by an individual who acquired it in January 2025.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1455 SATELLITE BLVD NW, 6310, SUWANEE, GA 30024-4914 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Jun 9, 2020 | Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on File |
| Deed Sale | Jun 9, 2020 · Amount on File |
| Prior Sale | Jul 22, 2014 · Amount on File |
| Deed Document Number | 202056417 |
| Deed Book / Page | 3618 / 1562 |
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0054491954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 539 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040291689 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 4029/1689 |
| Instrument | 2021041259 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 9, 2020 |
| Property Address | 539 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 0036181562 |
| Book / Page | 3618 / 1562 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 20-056417 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | EVERGREEN LAND TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,142.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 UPPER BLVD, 624, RIDGEWOOD, NJ 07450-1123 |
| Name | Verified Name |
|---|---|
| Address | 539 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 20056418 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 20-056418 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 539 Laurel Rd was $12,869, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,300 (-) Land $312,400 Building $132,900 | $445,300 (-) Land $312,400 Building $132,900 | |
| 2025 | $12,869.00 (+0.73%) | $445,300 Land $312,400 Building $132,900 | $445,300 Land $312,400 Building $132,900 |
| 2024 | $12,776.00 | ||
| 2023 | $445,300 Land $312,400 Building $132,900 | $445,300 Land $312,400 Building $132,900 | |
| 2022 | $12,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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