528 Laurel Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 528 Laurel Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,186 sqft · built 1923
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$527,500 (Sep 2001)
Tax Bill	$19,401 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04308-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`51-04308-0000-00005`
Alternative APN	`510430800005`

Interior

Stories	2 Stories
Building Area	2,186 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	528 LAUREL RD
City	RIDGEWOOD
State	NJ
Zip	07450-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.207 AC
Legal Subdivision	FLORAL PARK REALTY CO
Legal Block	4308
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4007
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04308-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 LAUREL RD, RIDGEWOOD, NJ 07450-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2001 · Amount on Record
Deed Sale	Sep 13, 2001 · Amount on Record
Deed Book / Page	8402 / 555
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	528 LAUREL RD, RIDGEWOOD, NJ 07450-5212
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045031223
Date	Dec 21, 2021
Book Page	4503/1223
Instrument	2021184523

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,300 (-) Land $311,000 Building $360,300	$671,300 (-) Land $311,000 Building $360,300
2025	$19,401.00 (+0.74%)	$671,300 (-) Land $311,000 Building $360,300	$671,300 (-) Land $311,000 Building $360,300
2024	$19,259.00 (+4.98%)
2023		$671,300 Land $311,000 Building $360,300	$671,300 Land $311,000 Building $360,300
2022	$18,346.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIDGEWOOD WATER serves 61,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.