Marion County property record for 539 Hwy 5, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,104 sqft · built 2001 |
| Lot Size | 2.9 acres (126,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Dec 2024) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-003-01 |
| Primary APN | 038-003-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,411 sqft (2.9 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 87765 |
|---|---|
| Street Address | 539 HIGHWAY 5 |
| City | LORETTO |
| State | KY |
| Zip | 40037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 539 HWY 52 |
| Legal Subdivision | THE CARL WILLIAMS FARM DIVISION |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970400 |
539 Hwy 5 is owned by two individuals who bought it in December 2024.
Source: Marion County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 HIGHWAY 52, LORETTO, KY 40037-7086 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Deed Document Number | 20243490 |
| Deed Book / Page | 366 / 775 |
| Prior Transfer Date | Dec 23, 2024 |
| Prior Transfer Doc | 000366/775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 539 HIGHWAY 5, LORETTO, KY 40037 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 539 HIGHWAY 52, LORETTO, KY 40037-7086 |
| Document Number | 00M520/623 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | M520/623 |
| Instrument | 249972 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 539 Hwy 5 was $3,961.
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 | $450,000 Land $450,000 | $450,000 Land $450,000 |
| 2023 | $2,107.00 | $235,000 Land $235,000 | $235,000 Land $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Hwy 5 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 539 Hwy 5 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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