185 Hwy 5, Loretto, KY 40037 Property Records

Marion County property record for 185 Hwy 5, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,434 sqft
Lot Size	84.5 acres (3,680,820 sqft)
Owner	Individual Name on File
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`038-011`

Property Details

APN / Parcel Number

Primary APN	`038-011`
Alternative APN	`76421`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	3,680,820 sqft (84.5 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	76421
Street Address	185 HIGHWAY 5
City	LORETTO
State	KY
Zip	40037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	185 HWY 52
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	2
Census Block	2000
Census Tract	970400

Owner

Source: Marion County records · APN 038-011

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	185 HIGHWAY 52, LORETTO, KY 40037-8022
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Recording Date	Apr 20, 2026
Property Address	185 HIGHWAY 5, LORETTO, KY 40037
Document Number	0000251170
Book / Page	524 / 500
Instrument Date	Apr 17, 2026
Instrument	2026251170
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 GREEN HOLLOW RD, RAYWICK, KY 40060-6635

Mortgage

Document Number	0000251170,
Date	Apr 20, 2026
Book Page	524/500
Instrument	2026251170

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2041

Interest

Rate	5.54%
Max Rate	-1%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+43.75%)	$205,000 (+46.43%) Land $85,000 Building $120,000	$205,000 (+46.43%) Land $85,000 Building $120,000
2023	$1,255.00	$140,000 Land $60,000 Building $80,000	$140,000 Land $60,000 Building $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (21155C), as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Broadband on Demand Fixed Wireless · not low latency	25 / 5

May also be available: Virginia Everywhere.

Based on FCC filings for 3 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0780268, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.