539 Hill Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 539 Hill Rd, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$25,500 (May 2020)
Tax Bill	$6,442 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366600 184.00-1-9.05`

Property Details

APN / Parcel Number

Primary APN	`366600 184.00-1-9.05`
Alternative APNs	`660018400000010090500000` `481998972`

Exterior

Foundation Type	Raised
Lot Area	122,839 sqft (2.82 acres)

Location & Zoning

Account Number	481998972
Street Address	539 HILL RD
City	WORCESTER
State	NY
Zip	12197-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	9.050
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1017
Census Tract	590702

Owner

539 Hill Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 HILL RD, WORCESTER, NY 12197-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
May 12, 2020	Warranty Deed, Transfer NOT AVAILABLE
Apr 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Apr 8, 2019 · Amount on File
Deed Document Number	20201856
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	2017001355
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	539 HILL RD, WORCESTER, NY 12197-2124
Document Number	0000004279
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 W HILL RD WORCESTER NY 121972026, WORCESTER, NY 12197-2026

Mortgage

Document Number	0000004279
Date	Oct 5, 2020
Instrument	4279

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	COOPERSTOWN, NY 13326-3307

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	May 12, 2020
Property Address	539 HILL RD, WORCESTER, NY 12197-2124
Document Number	0000001856
Instrument Date	May 8, 2020
Instrument	1856
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	191 W HILL RD WORCESTER NY 121972026, WORCESTER, NY 12197-2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 8, 2019
Property Address	539 HILL RD, WORCESTER, NY 12197-2124
Document Number	0000001503
Instrument Date	Mar 29, 2019
Instrument	1503
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$77.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 REZEN RD ROSEBOOM NY 134501612, ROSEBOOM, NY 13450-1612

Tax Assessment & Valuation

The 2026 property tax bill for 539 Hill Rd was $6,442, up 0.3% from the year before.

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,442.00 (+0.31%)
2025	$6,422.00	$110,112 Land $10,820 Building $99,292	$267,912 Land $26,326 Building $241,586
2023		$110,112 (-29.6%) Land $10,820 Building $99,292	$239,374 (-21.95%) Land $23,522 Building $215,852
2022		$156,410 Land $10,820 Building $145,590	$306,686 Land $21,216 Building $285,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hill Rd

Nearby Streets

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