Otsego County and Worcester Town property record for 498 Hill Rd, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.27 acres (273,121 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $60,000 (Jul 2014) |
| Tax Bill | $2,947 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 184.00-1-18.03 |
| Primary APN | 366600 184.00-1-18.03 |
|---|---|
| Alternative APNs |
|
| Lot Area | 273,121 sqft (6.27 acres) |
|---|
| Account Number | 481903972 |
|---|---|
| Street Address | 498 HILL RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 18.030 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 590702 |
498 Hill Rd is owner-occupied and held in a trust since July 2014.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 498 HILL RD, WORCESTER, NY 12197-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on File |
| Deed Sale | Jul 1, 2014 · Amount on File |
| Prior Sale | Feb 28, 2014 · Amount on File |
| Deed Book / Page | 2014 / 2982 |
| Prior Transfer Date | Oct 24, 2013 |
| Prior Transfer Doc | 0020136244 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 498 Hill Rd was $2,947, up 0.4% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,947.00 (+0.41%) | ||
| 2025 | $2,935.00 | $50,000 Land $8,500 Building $41,500 | $121,655 Land $20,681 Building $100,974 |
| 2023 | $50,000 (-) Land $8,500 Building $41,500 | $108,696 (+10.87%) Land $18,478 Building $90,218 | |
| 2022 | $50,000 Land $8,500 Building $41,500 | $98,039 Land $16,667 Building $81,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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