Lorain County property record for 539 Elyria Ave, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,237 sqft · built 1914 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,200 (Mar 2017) |
| Tax Bill | $2,151 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-024-124-036 |
| Primary APN | 05-00-024-124-036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 748 sqft |
| 2nd Floor Area | 494 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 149 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 539 ELYRIA AVE |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -024 60 X 148.50 |
| Legal Subdivision | AMHERST |
| Legal Block | 124 |
| Legal Lot Number | 24 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 50400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 ELYRIA AVE, AMHERST, OH 44001-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STAR CU INC |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STAR CU INC |
| Mar 31, 2017 | Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2007 |
| Deed Document Number | 2017001419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 539 ELYRIA AVE, AMHERST, OH 44001-2321 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000873432 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022-0873432 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 20, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 539 ELYRIA AVE, AMHERST, OH 44001-2321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210832749 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-0832749 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 31, 2017 |
| Property Address | 539 ELYRIA AVE, AMHERST, OH 44001-2321 |
| Document Number | 0000624287 |
| Map Reference | VOL 68 PG 326 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017-0624287 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 ELYRIA AVE, AMHERST, OH 44001-2321 |
| Document Number | 0000624288 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017-0624288 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amherst City |
| County | Lorain County |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,151.00 | $52,440 (+%) Land $11,900 Building $40,540 | $149,820 (-) Land $33,990 Building $115,830 |
| 2024 | $2,151.00 (+8.69%) | $52,438 (+26.89%) Land $11,897 Building $40,541 | $149,820 (+26.89%) Land $33,990 Building $115,830 |
| 2023 | $1,979.00 (+4.32%) | $41,325 (+0.01%) Land $11,141 Building $30,184 | $118,070 (-) Land $31,830 Building $86,240 |
| 2022 | $1,897.00 | $41,320 Land $11,140 Building $30,180 | |
| 2021 | $118,070 Land $31,830 Building $86,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures