Lorain County property record for 538 Elyria Ave, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,842 sqft · built 1900 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Apr 2022) |
| Tax Bill | $2,521 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-024-123-003 |
| Primary APN | 05-00-024-123-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 800 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 175 ft deep x 79 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 538 ELYRIA AVE |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHUPE 78 X 175 |
| Legal Subdivision | SHUPES ADDITION |
| Legal Block | 123 |
| Legal Lot Number | 237-2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50301 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 ELYRIA AVE, AMHERST, OH 44001-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 6, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 19, 2021 | Quit Claim Deed, Transfer TERRA BLUE TITLE AGENCY, TERRA BLUE TITLE AGENCV LLC |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on Record |
| Deed Sale | Apr 6, 2022 · Amount on Record |
| Prior Sale | May 25, 2001 · Amount on Record |
| Deed Document Number | 2022869956 |
| Prior Transfer Date | Nov 18, 2021 |
| Prior Transfer Doc | 20210850274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 6, 2022 |
| Property Address | 538 ELYRIA AVE, AMHERST, OH 44001-2322 |
| Document Number | 0000869956 |
| Map Reference | VOL 2 PG 1 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-0869956 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 538 ELVRIA AVE, AMHERST, OH 44001-2322 |
| Document Number | 0000869957 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-0869957 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 19, 2021 |
| Property Address | 538 ELYRIA AVE, AMHERST, OH 44001-2322 |
| Document Number | 20210850274 |
| Map Reference | VOL 2 PG 1 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021-0850274 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | TERRA BLUE TITLE AGENCY, TERRA BLUE TITLE AGENCV LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 538 ELYRIA AVE, AMHERST, OH 44001-2322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 538 ELYRIA AVE, AMHERST, OH 44001-2322 |
| Document Number | 0000716198 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 538 ELYRIA AVE AMHERST OH 440012322, AMHERST, OH 44001-2322 |
| Document Number | 0000716198 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 716198 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amherst City |
| County | Lorain County |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,521.00 (+1.61%) Homeowner's exemption | $61,450 (-) Land $16,760 Building $44,690 | $175,570 (-) Land $47,880 Building $127,690 |
| 2024 | $2,481.00 (+9.25%) | $61,450 (+29.61%) Land $16,758 Building $44,692 | $175,570 (+29.61%) Land $47,880 Building $127,690 |
| 2023 | $2,271.00 (+1.66%) | $47,412 (+%) Land $15,698 Building $31,714 | $135,460 (-) Land $44,850 Building $90,610 |
| 2022 | $2,234.00 | $47,410 Land $15,700 Building $31,710 | |
| 2021 | $135,460 Land $44,850 Building $90,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures