539 E Kirby St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 539 E Kirby St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 846 sqft · built 1920
Lot Size	0.334 acres (14,535 sqft)
Owner	2 Individual Names on Record
Tax Bill	$511 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099031001015017000`

Property Details

APN / Parcel Number

Primary APN	`099031001015017000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	846 sqft Living Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,535 sqft (0.334 acres)
Lot Dimensions	255 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	66 sqft

Location & Zoning

Street Address	539 E KIRBY ST
City	MOUNT VERNON
State	MO
Zip	65712-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIRBY ST,E,539; THE W7' OF LOTS 11 & 14 OF MESLEY'S ADD. ALSO BEG AT NE COR OF LOT 1 LONG DESC
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	MESLEY'S ADD
Legal Lot Number	1,11,14
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3033
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 E KIRBY ST, MOUNT VERNON, MO 65712-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage REGIONS BANK
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	539 E KIRBY ST, MOUNT VERNON, MO 65712-1340
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/2700
Date	Jun 10, 2020
Book Page	456/2700
Instrument	2020-00002726

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	539 E KIRBY ST, MOUNT VERNON, MO 65712-1340
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00004857
Date	Sep 29, 2017
Book Page	453/4379
Instrument	2017-00004857

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,390 (-) Land $1,520 Building $8,870
2025	$511.00 (+0.2%)	$10,390 (+9.14%) Land $1,520 Building $8,870	$50,105 (-)
2024	$510.00 (+8.51%)
2023	$470.00 (+6.33%)	$9,520 Land $1,520 Building $8,000	$50,105
2022	$442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Kirby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures