534 E Kirby St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 534 E Kirby St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1942
Lot Size	0.203 acres (8,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$604 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099031001008021000`

Property Details

APN / Parcel Number

Primary APN	`099031001008021000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,840 sqft (0.203 acres)
Lot Dimensions	136 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	534 E KIRBY ST
City	MOUNT VERNON
State	MO
Zip	65712-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIRBY ST,S,534; E65' OF S136' OF LT 7 KIRBY'S 2ND ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	KIRBY'S 2ND ADDN
Legal Lot Number	7
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3013
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17253 HIGHWAY 174, MOUNT VERNON, MO 65712-9140
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · USDA Mortgage GREAT SOUTHERN BANK
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
Dec 4, 2018	Warranty Deed, Transfer · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022
Deed Sale	May 11, 2022
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20222720
Deed Book / Page	458 / 2700
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jan 16, 2024
Property Address	534 E KIRBY ST, MOUNT VERNON, MO 65712-1341
Document Number	000460/192
Book / Page	460 / 192
Instrument Date	Jan 12, 2024
Instrument	2024000194
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17253 HIGHWAY 174, MOUNT VERNON, MO 65712-9140

Mortgage

Document Number	0000460193
Date	Jan 16, 2024
Instrument	460/193

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	534 E KIRBY ST, MOUNT VERNON, MO 65712-1341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WACO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/4805
Date	Oct 22, 2019
Book Page	455/4805
Instrument	2019-00004886

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 4, 2018
Property Address	534 E KIRBY ST, MOUNT VERNON, MO 65712-1341
Document Number	454/5434
Book / Page	454 / 5434
Instrument Date	Nov 30, 2018
Instrument	2018-00005627
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E KIRBY ST, MOUNT VERNON, MO 65712-1341

Mortgage

Document Number	201800005628
Date	Dec 4, 2018
Instrument	2018-00005628

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,290 (-) Land $1,500 Building $10,790
2025	$604.00 (+0.17%)	$12,290 (+9.44%) Land $1,500 Building $10,790	$59,105 (-)
2024	$603.00 (+8.65%)
2023	$555.00 (+6.73%)	$11,230 Land $1,500 Building $9,730	$59,105
2022	$520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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