Charlottesville City property record for 539 Caroline Ave, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 834 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2004) |
| Tax Bill | $2,304 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 500045000 |
| Primary APN | 500045000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 834 sqft Finished Area |
| 1st Floor Area | 815 sqft |
| Basement Area | 815 sqft |
| Unfinished Basement | 815 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Depth | 101 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 96 sqft |
| Patio Area | 90 sqft |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 539 CAROLINE AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CX-3 |
| Legal Description | LOT 12 |
| Legal Subdivision | GOLF CLUB |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302 |
539 Caroline Ave is owned by an individual who bought it in November 2004.
Source: Charlottesville City records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3338, CROSSVILLE, TN 38557-3338 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2004 · Amount on File |
| Deed Sale | Nov 15, 2004 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 539 Caroline Ave was $2,304.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,304.00 | $225,500 (-1.05%) Land $143,400 Building $82,100 | $225,500 (-1.05%) Land $143,400 Building $82,100 |
| 2025 | $227,900 Land $143,400 Building $84,500 | $227,900 Land $143,400 Building $84,500 | |
| 2023 | $2,102.00 (+33.8%) | $193,400 Land $134,500 Building $58,900 | $193,400 Land $134,500 Building $58,900 |
| 2022 | $1,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Caroline Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1996–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Caroline Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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