Charlottesville City property record for 528 Caroline Ave, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,748 sqft · built 1949 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Feb 2016) |
| Tax Bill | $4,563 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 500136000 |
| Primary APN | 500136000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Finished Area |
| 1st Floor Area | 1,314 sqft |
| Basement Area | 1,314 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 714 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Depth | 130 ft Depth |
| Driveway | Driveway |
| Porch | Patio |
|---|---|
| Porch Area | 179 sqft |
| Deck Area | 168 sqft |
| Patio Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 528 CAROLINE AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 7 WATKINS PLAT |
| Legal Subdivision | GOLF CLUB |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302 |
528 Caroline Ave is owned and occupied by an individual who bought it in February 2016.
Source: Charlottesville City records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 CAROLINE AVE, CHARLOTTESVILLE, VA 22902-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2016 · Amount on File |
| Deed Sale | Feb 3, 2016 · Amount on File |
| Prior Sale | Dec 1, 2011 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 528 Caroline Ave was $4,563.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,563.00 | $453,700 (+5.27%) Land $147,300 Building $306,400 | $453,700 (+5.27%) Land $147,300 Building $306,400 |
| 2025 | $431,000 Land $147,300 Building $283,700 | $431,000 Land $147,300 Building $283,700 | |
| 2023 | $4,021.00 (+15.41%) | $394,700 Land $114,000 Building $280,700 | $394,700 Land $114,000 Building $280,700 |
| 2022 | $3,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Caroline Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1996–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Caroline Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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