539 45th St, Baltimore, MD 21224 Property Records

Baltimore County property record for 539 45th St, Baltimore, MD 21224

Property Summary

Property Type	Apartments (5+ Units)
Details	3,704 sqft · built 1938
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$355,000 (Feb 2026)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Feb 2026 Sale & Construction Loan May 2022 Sale & Mortgage + 1 more
APN	`12-1203001950`

Property Details

APN / Parcel Number

Primary APN	`12-1203001950`
Alternative APN	`1203001950`

Interior

Stories	2 Stories
Building Area	3,704 sqft Total Area

Exterior

Year Built	Built 1938
Construction Type	Brick
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	50 ft deep x 125 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1203001950
Street Address	539 45TH ST
City	BALTIMORE
State	MD
Zip	21224-3026
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RO
Legal Description	LT 881-882 NE COR FAIT AVENUE HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Lot Number	881,882 882
Jurisdiction	BALTIMORE MD
Township / Civil Division	12
Census Block Group	2
Census Block	2005
Census Tract	420500

Owner

539 45th St, a residential property, is owned by a company that bought it in February 2026.

Source: Baltimore County records, as of March 20, 2026

Owner of Record	Company Name on File
Mailing Address	11716 CRESTWOOD AVENUE NORTH, CLINTON, MD 20735
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed, Construction Loan · Construction Mortgage LIFE INVESTMENTS LLC
May 24, 2022	Deed, Transfer · Commercial Mortgage HILL CREST INVESTMENTS LLC
Feb 24, 2020	Deed of Trust, Mortgage LAKESIDE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Aug 12, 2025 · Amount on File
Deed Document Number	0051013271
Deed Book / Page	51013 / 271
Record Updated	Jun 8, 2026

February 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 18, 2026
Property Address	539 45TH ST, BALTIMORE, MD 21224-3026
Document Number	0510130271
Book / Page	51013 / 271
Map Reference	MB WPC 5 FO 80
Instrument Date	Jan 29, 2026
Transaction Type	Construction Loan
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11716 CRESTWOOD AVENUE NORTH, CLINTON, MD 20735

Mortgage

Document Number	0051013276
Date	Feb 18, 2026
Instrument	51013/276

Lender

Name	LIFE INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 24, 2022
Property Address	539 45TH ST, BALTIMORE, MD 21224-3026
Document Number	0469370485
Book / Page	46937 / 485
Map Reference	MB WPC5 FO 80
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	EAGLE PREMIER TITLE GROUP LLC, EAGLE PREMIER TTL GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 KELOX RD, GWYNN OAK, MD 21207-6203

Mortgage

Document Number	0046937489
Date	May 24, 2022
Instrument	46937-489

Lender

Name	HILL CREST INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jan 28, 2023

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	539 45TH ST, BALTIMORE, MD 21224-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0424970354
Date	Feb 24, 2020
Book Page	42497/354

Lender

Name	LAKESIDE NATIONAL BANK
Type	Bank
Address	PHOENIX, MD 21131

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 539 45th St was $4,131.

Source: Baltimore County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,131.00	$212,300	$285,100 Land $62,500 Building $222,600
2023	$1,782.00	$175,900 Land $62,500 Building $113,400	$175,900 Land $62,500 Building $113,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 539 45th St; there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 539 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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