527 45th St, Baltimore, MD 21224 Property Records

Baltimore County property record for 527 45th St, Baltimore, MD 21224

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,102 sqft · built 1934
Lot Size	0.179 acres (7,810 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Aug 2023)
Tax Bill	$2,311 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`12-1213023570`

Property Details

APN / Parcel Number

Primary APN	`12-1213023570`
Alternative APN	`1213023570`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,102 sqft Total Area
1st Floor Area	790 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,810 sqft (0.179 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1213023570
Street Address	527 45TH ST
City	BALTIMORE
State	MD
Zip	21224-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 891,892 325 N FAIT AVE HARBOR VIEW
Legal Section	04
Legal Subdivision	HARBOR VIEW
Legal Lot Number	325,891 892
Jurisdiction	BALTIMORE MD
Township / Civil Division	12
Census Block Group	2
Census Block	2005
Census Tract	420500

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	527 45TH ST, BALTIMORE, MD 21224-3026
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 8, 2023	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Apr 4, 2023	Deed, Transfer GOLDSTAR TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Apr 4, 2023 · Amount on Record
Deed Document Number	0004828991
Deed Book / Page	48289 / 91
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Jul 22, 2026
Property Address	527 45TH ST, BALTIMORE, MD 21224-3026
Document Number	5154000470
Book / Page	51540 / 470
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 45TH ST, BALTIMORE, MD 21224-3026

Mortgage

Document Number	5154000470,
Date	Jul 22, 2026
Book Page	51540/470

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 8, 2023
Property Address	527 45TH ST, BALTIMORE, MD 21224-3026
Document Number	0482890091
Book / Page	48289 / 91
Map Reference	PL WPC NO 5 FOL 80
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	527 45TH ST, BALTIMORE, MD 21224-3026

Mortgage

Document Number	0482890097
Date	Aug 8, 2023
Instrument	48289-0097

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 4, 2023
Property Address	527 45TH ST, BALTIMORE, MD 21224-3026
Document Number	0479230059
Book / Page	47923 / 59
Map Reference	MB WPC 5 FO 80
Instrument Date	Mar 15, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	GOLDSTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4924, MIDDLE RIVER, MD 21220-0924

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,311.00 (+36.66%)	$152,500 (+1.51%) Land $62,400 Building $90,100	$152,500 (-) Land $62,400 Building $90,100
2022	$1,691.00 Homeowner's exemption	$150,233	$152,500 Land $62,400 Building $90,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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