5389 Concerto Cir, Concord, CA 94521 Property Records

Contra Costa County property record for 5389 Concerto Cir, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1985
Lot Size	0.072 acres (3,150 sqft)
Owner	Trust Name on File
Last Sale	$775,000 (Mar 2023)
Tax Bill	$9,750 (2025)
Deeds & Mortgages	Mar 2023 Sale Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-350-032-1`

Property Details

APN / Parcel Number

Primary APN	`117-350-032-1`
Alternative APN	`117-350-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Cluster
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5389 CONCERTO CIR
City	CONCORD
State	CA
Zip	94521-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T06447 L0003 B
Legal Subdivision	SUBDIVISION 6447
Legal Tract	06447
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	333102

Owner

5389 Concerto Cir is owner-occupied and held in a trust since March 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	5389 CONCERTO CIR, CONCORD, CA 94521-3252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Mar 24, 1995 · Amount on File
Deed Document Number	202318801
Prior Transfer Date	Jun 27, 2003
Prior Transfer Doc	0000310938
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 1, 2023
Property Address	5389 CONCERTO CIR, CONCORD, CA 94521-3252
Document Number	0000018801
Map Reference	MB 282 PG 6
Instrument Date	Feb 22, 2023
Instrument	2023-018801
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5389 CONCERTO CIR, CONCORD, CA 94521-3252

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5389 CONCERTO CIR, CONCORD, CA 94521-3252
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5389 CONCERTO CIR, CONCORD, CA 94521-3252

Mortgage

Document Number	0000144493
Date	Sep 27, 2022
Instrument	2022-144493

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5389 Concerto Cir was $9,750 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,436 (+2%) Land $557,134 Building $265,302
2025	$9,750.00 Homeowner's exemption	$806,310 Land $546,210 Building $260,100
2023	$3,796.00 (+2.15%)	$267,808 Land $145,285 Building $122,523
2022	$3,716.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5389 Concerto Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5389 Concerto Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Concerto Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures