5385 Concerto Cir, Concord, CA 94521 Property Records

Contra Costa County property record for 5385 Concerto Cir, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,037 sqft · built 1985
Lot Size0.072 acres (3,150 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jul 2008)
Tax Bill$5,466 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN117-350-034-7

Property Details

APN / Parcel Number

Primary APN117-350-034-7
Alternative APN
  • 117-350-034

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,037 sqft Living Area
1st Floor Area1,037 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleCluster
Lot Area3,150 sqft (0.072 acres)
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5385 CONCERTO CIR
CityCONCORD
StateCA
Zip94521-3252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionT06447 L0005 B
Legal Tract06447
Legal Lot Number5
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3010
Census Tract333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5385 CONCERTO CIR, CONCORD, CA 94521-3252
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2008 · Amount on Record
Deed SaleJul 2, 2008 · Amount on Record
Deed Document Number2008148014
Prior Transfer DateJan 24, 2003
Prior Transfer Doc0000036988
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5385 CONCERTO CIR, CONCORD, CA 94521-3252
Document Number0000045042
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5385 CONCERTO CIR CONCORD CA 945213252, CONCORD, CA 94521-3252

Mortgage

Document Number0000045042
DateMar 15, 2017
Instrument45042
Lender
NameSELF-HELP CU
TypeCredit Union
AddressDURHAM, NC 27701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 14, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$420,305 (+2%) Land $262,693 Building $157,612
2025$5,466.00 (+5.01%) Homeowner's exemption$412,065 (+4.04%) Land $257,543 Building $154,522
2023$5,205.00 (+1.6%) Homeowner's exemption$396,067 Land $247,544 Building $148,523
2022$5,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Concerto Cir

Nearby Streets

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