5388 E Arbor St, Inverness, FL 34452 Property Records

Citrus County property record for 5388 E Arbor St, Inverness, FL 34452 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,779 sqft Living Area
Lot Size32,836 sqft (0.754 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2023)
Tax Bill$3,891.00 (2024)

Owner

Source: Citrus County records · APN 20E-19S-30-001A-0445A-0040

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5388 E ARBOR ST, INVERNESS, FL 34452-7523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Dec 06, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleJan 04, 2013 · Amount on Record
Deed Doc Number202353633
Deed Book / Page3409 / 2369
Prior Transfer DateSep 21, 2012
Prior Transfer Doc0025250374
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 15, 2023
Property Address5388 E ARBOR ST, INVERNESS, FL 34452-7523
Document Number0034092369
Book / Page3409 / 2369
Map ReferenceMB 6 PG 116-122
Instrument DateSep 15, 2023
Instrument2023053633
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 997, INVERNESS, FL 34451-0997

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5338 E ARBOR ST, INVERNESS, FL 34452-7523

Mortgage

Document Number0034092371
DateSep 15, 2023
Instrument3409/2371
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5388 E ARBOR ST, INVERNESS, FL 34452-7523
Document Number0028742402
Book / Page002874 / 002402
Instrument DateDec 06, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5388 E ARBOR ST INVERNESS FL 344527523, INVERNESS, FL 34452-7523

Mortgage

Document Number0028742402
DateJan 16, 2018
Book Page002874/002402
Instrument2195
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,983.00 (+2.36%)$254,367 (+1.22%) Land $15,000 Building $239,367$254,367 (+1.22%) Land $15,000 Building $239,367
2024$3,891.00 (+272.34%)$251,300 (+1.72%) Land $15,000 Building $236,300$251,300 (+1.72%) Land $15,000 Building $236,300
2023$1,045.00 (+0.38%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$247,039 (+12.72%) Land $12,500 Building $234,539$247,039 (+12.72%) Land $12,500 Building $234,539
2022$1,041.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$219,155 Land $10,380 Building $208,775$219,155 Land $10,380 Building $208,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20E-19S-30-001A-0445A-0040
Alternative APNs
  • 3019S20E001A0445A0040
  • 1832993

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,779 sqft Living Area
Gross Area2,511 sqft Gross Area
1st Floor1,779 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area32,836 sqft (0.754 acres)
Depth X Width262 ft x 125 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Pool Area496 sqft Pool
Patio Area400 sqft Patio
PorchFinished/Screened Porch
Porch Area263 sqft Porch
Utility Building264 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1832993
Street Address5388 E ARBOR ST
CityINVERNESS
StateFL
Zip34452-7523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINVERNESS HGLDS WEST 1ST ADD REPLAT PB 6 PG 116 W1/2 OF LOT 4 BLK 445-A
Legal Range20E
Legal Township19S
Legal Section31
Legal SubdivisionINVERNESS HIGHLANDS WEST 1ST A
Legal Block445
Legal Lot Number4
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1002
Census Tract451101

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