Citrus County property record for 5314 E Arbor St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,967 sqft · built 1991 |
| Lot Size | 0.753 acres (32,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,800 (Feb 2021) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-30-001A-0445A-0020 |
| Primary APN | 20E-19S-30-001A-0445A-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 1,967 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 32,819 sqft (0.753 acres) |
| Lot Dimensions | 262 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 364 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 425 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1832951 |
|---|---|
| Street Address | 5314 E ARBOR ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | INVERNESS HGLDS WEST 1ST ADD REPLAT PB 6 PG 116 E1/2 OF LOT 2 BLK 445A DESC IN OR BK 877 PG 1017 OR BK 2174 PG 1858 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST 1ST A |
| Legal Block | 445A |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 451101 |
Source: Citrus County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5314 E ARBOR ST, INVERNESS, FL 34452-7523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage INSIGHT CU |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2012 · Amount on Record |
| Deed Document Number | 20219991 |
| Deed Book / Page | 3135 / 2035 |
| Prior Transfer Date | Nov 6, 2012 |
| Prior Transfer Doc | 0025140409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 17, 2021 |
| Property Address | 5314 E ARBOR ST, INVERNESS, FL 34452-7523 |
| Document Number | 0031352035 |
| Book / Page | 3135 / 2035 |
| Map Reference | MB 6 PG 116-122 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2021009991 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,839.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 N FRAZIER TER, 2000, HERNANDO, FL 34442-4911 |
| Name | Verified Name |
|---|---|
| Address | 5314 E ARBOR ST, INVERNESS, FL 34452-7523 |
| Document Number | 31352037 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 3135/2037 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5314 E ARBOR ST, INVERNESS, FL 34452-7523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5314 E ARBOR ST, INVERNESS, FL 34452-7523 |
| Document Number | 0030960934 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 3096/934 |
| Instrument | 2020052588 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Sep 30, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (+4.44%) Homeowner's exemption | $265,408 (-5.59%) | $280,703 (-0.15%) Land $15,000 Building $265,703 |
| 2024 | $3,382.00 (+2.42%) Homeowner's exemption Additional exemption filed | $281,125 (+0.86%) Land $15,000 Building $266,125 | $281,125 (+0.86%) Land $15,000 Building $266,125 |
| 2023 | $3,302.00 (+6.93%) Homeowner's exemption Additional exemption filed | $278,738 (+14.65%) Land $12,500 Building $266,238 | $278,738 (+14.65%) Land $12,500 Building $266,238 |
| 2022 | $3,088.00 Homeowner's exemption Additional exemption filed | $243,122 Land $10,380 Building $232,742 | $243,122 Land $10,380 Building $232,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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