5386 Ridge Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5386 Ridge Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,161 sqft
Lot Size	0.226 acres (9,873 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Oct 2023)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-160-001-016`

Property Details

APN / Parcel Number

Primary APN	`10-160-001-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	9,873 sqft (0.226 acres)
Lot Width	48 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5386 RIDGE DR
City	READING
State	MI
Zip	49274-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 30 LE-O-AM-SHORES NO.2 SEC 20 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	LE-O-AM SHORES
Legal Lot Number	30
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3020
Census Tract	50400

Owner

5386 Ridge Dr is owned by two individuals who bought it in October 2023.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2303 EDMUND AVE, AKRON, OH 44312-2239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage PORTAGE COMMUNITY BANK
Jun 22, 2023	Warranty Deed, Transfer
Jul 5, 2022	Land Contract, Transfer
Mar 20, 2020	Intrafamily Transfer, Transfer PUBLIC TITLE COMPANY
Mar 20, 2020	Warranty Deed, Transfer PUBLIC TITLE COMPANY
Jun 18, 2018	Deed in Lieu of Foreclosure, Foreclosure
Jun 18, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jun 21, 2023
Deed Document Number	2023602282
Deed Book / Page	1859 / 767
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	1772000593
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 12, 2023
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	001859/767
Book / Page	1859 / 767
Map Reference	LB 7 PG 19
Instrument Date	Oct 2, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5386 RIDGE DR, READING, MI 49274-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2303 EDMUND AVE, AKRON, OH 44312-2239

Mortgage

Document Number	0018590770
Date	Oct 12, 2023
Instrument	1859-0770

Lender

Name	PORTAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 22, 2023
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	001852/564
Book / Page	1852 / 564
Map Reference	LB 7 PG 19
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W CHICAGO ST, COLDWATER, MI 49036-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 RIDGE DR, READING, MI 49274-9732

July 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Jul 5, 2022
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	001830/197
Book / Page	1830 / 197
Map Reference	LB 7 PG 19
Instrument Date	Jun 29, 2022
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 INDIAN TRL, 145, COLDWATER, MI 49036-8326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BROOKSIDE PKWY, HILLSDALE, MI 49242-1555

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Mar 20, 2020
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	1755/202
Book / Page	1755 / 202
Map Reference	LB 7 PG 19
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2940 STONEWALL DR, BEAVERCREEK, OH 45434-6274

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 20, 2020
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	1755/203
Book / Page	1755 / 203
Map Reference	LB 7 PG 19
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$928.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2940 STONEWALL DR, 2940, BEAVERCREEK, OH 45434-6274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 1 2 MARSHALL STREET, COLDWATER, MI 49036

June 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HILLSDALE MI
Recording Date	Jun 18, 2018
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	1693/0978
Book / Page	1693 / 0978
Map Reference	LB7 PG19
Instrument Date	Jun 18, 2018
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5386 RIDGE DR, 5386, READING, MI 49274-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2450 KENSINGTON GREENS DR, SUN CITY CENTER, FL 33573-7101

June 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HILLSDALE MI
Recording Date	Jun 18, 2018
Property Address	5386 RIDGE DR, READING, MI 49274-9732
Document Number	1693/0976
Book / Page	1693 / 0976
Map Reference	LB7 PG19
Instrument Date	Jun 18, 2018
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 AUSTIN DR, 141, JONESVILLE, MI 49250

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	607 VWILDWOOD AVE, JACKSON, MI 49201

Tax Assessment & Valuation

The 2025 property tax bill for 5386 Ridge Dr was $2,907.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,100 (+4.86%)	$168,212 (+4.88%) Land $6,171 Building $162,041
2025	$2,907.00	$80,200	$160,381 Land $6,171 Building $154,210
2023		$59,100 (+10.26%)	$118,252 (+10.21%) Land $6,171 Building $112,081
2022		$53,600	$107,296 Land $6,171 Building $101,125
2021	$1,384.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5386 Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5386 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures