5385 Ridge Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5385 Ridge Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft
Lot Size	0.235 acres (10,267 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Mar 2017)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-160-001-002`

Property Details

APN / Parcel Number

Primary APN	`10-160-001-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	10,267 sqft (0.235 acres)
Lot Width	127 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5385 RIDGE DR
City	READING
State	MI
Zip	49274-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LOWDR
Legal Description	LOT 17 LE-O-AM-SHORES NO.2 SEC 20 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	LE-O-AM SHORES
Legal Lot Number	17
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3020
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5385 RIDGE DR, READING, MI 49274-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
Mar 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Feb 13, 2004 · Amount on Record
Deed Book / Page	1650 / 363
Prior Transfer Date	Nov 24, 2003
Prior Transfer Doc	1133000876
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jun 7, 2023
Property Address	5385 RIDGE DR, READING, MI 49274-9732
Document Number	001851/665
Book / Page	1851 / 665
Map Reference	LB 7 PG 19
Instrument Date	Jun 2, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5422 RIDGE DR, READING, MI 49274-9732

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Mar 17, 2017
Property Address	5385 RIDGE DR, READING, MI 49274-9732
Document Number	01650/0363
Book / Page	1650 / 0363
Map Reference	LB7 PG19
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 E BACON RD, HILLSDALE, MI 49242-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4545 E BACON RD, HILLSDALE, MI 49242-9706

Mortgage

Document Number	0016500365
Date	Mar 17, 2017
Instrument	1650/0365

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,400 (+4.26%)	$102,748 (+4.12%) Land $12,736 Building $90,012
2025	$1,034.00 (+21.36%) Homeowner's exemption	$49,300 (+30.42%)	$98,678 (+30.66%) Land $12,736 Building $85,942
2023		$37,800 (+14.55%)	$75,525 (+14.44%) Land $12,736 Building $62,789
2022		$33,000	$65,993 Land $9,552 Building $56,441
2021	$852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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