5386 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 5386 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,735 sqft · built 1963
Lot Size	0.567 acres (24,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2016)
Tax Bill	$4,188 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-19-20-451-019`

Property Details

APN / Parcel Number

Primary APN	`C-19-20-451-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,735 sqft Living Area
1st Floor Area	1,433 sqft
Basement Area	779 sqft
Unfinished Basement	779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,699 sqft (0.567 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	129 sqft
Deck Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5386 ECHO RD
City	BLOOMFIELD HILLS
State	MI
Zip	48302-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R10E, SEC 20 THE DELLS OF BLOOMFIELD LOT 43
Legal Range	10E
Legal Township	02N
Legal Section	20
Legal Subdivision	THE DELLS
Legal Lot Number	43
Jurisdiction	OAKLAND MI
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1012
Census Tract	150800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Jan 10, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Deed Document Number	201686528
Deed Book / Page	49330 / 851
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711

Mortgage

Document Number	0000170872
Date	Jul 8, 2021
Book Page	56519/494
Instrument	170872

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	NORTHVILLE, MI 48167

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	PCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711

Mortgage

Document Number	0000011973
Date	Jan 14, 2021
Book Page	55508/496
Instrument	11973

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127174
Date	Jul 3, 2017
Book Page	50827/00780
Instrument	127174

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083922
Date	May 30, 2019
Book Page	52877/00115
Instrument	83922

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5386 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Document Number	0000012918
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5386 ECHO RD BLOOMFIELD HILLS MI 483022711, BLOOMFIELD HILLS, MI 48302-2711

Mortgage

Document Number	0000012918
Date	Jan 16, 2020
Book Page	053725/000868
Instrument	12918

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,188.00 (-48.51%) Homeowner's exemption	$291,350 (+20.96%) Land $66,800 Building $224,550	$582,700 (+20.96%) Land $133,600 Building $449,100
2024	$8,133.00 (+9.92%)
2023		$240,870	$481,740
2021	$7,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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