5320 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 5320 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,655 sqft · built 1962
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2016)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-19-20-451-017`

Property Details

APN / Parcel Number

Primary APN	`C-19-20-451-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,655 sqft Living Area
1st Floor Area	1,769 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	157 ft deep x 140 ft wide
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5320 ECHO RD
City	BLOOMFIELD HILLS
State	MI
Zip	48302-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R10E, SEC 20 THE DELLS OF BLOOMFIELD LOT 45
Legal Range	10E
Legal Township	02N
Legal Section	20
Legal Subdivision	THE DELLS
Legal Lot Number	45
Jurisdiction	OAKLAND MI
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1012
Census Tract	150800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2016 · Amount on Record
Deed Sale	Mar 9, 2016 · Amount on Record
Prior Sale	Jul 24, 2003 · Amount on Record
Deed Document Number	201641050
Deed Book / Page	49129 / 367
Prior Transfer Date	Jul 9, 2003
Prior Transfer Doc	0000378559
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 ECHO RD, BLOOMFIELD TOWNSHIP, MI 48302-2711

Mortgage

Document Number	0000448013
Date	Sep 22, 2022
Book Page	58133/744
Instrument	448013

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Sep 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711

Mortgage

Document Number	0000269756
Date	Dec 8, 2021
Book Page	57151/672
Instrument	269756

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Document Number	0000137121
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5320 ECHO RD BLOOMFIELD HILLS MI 483022711, BLOOMFIELD HILLS, MI 48302-2711

Mortgage

Document Number	0000137121
Date	Jul 15, 2020
Book Page	054499/000508
Instrument	137121

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5320 ECHO RD, BLOOMFIELD HILLS, MI 48302-2711
Document Number	0000123083
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5320 ECHO RD BLOOMFIELD MI 483022711, BLOOMFIELD, MI 48302-2711

Mortgage

Document Number	0000123083
Date	Jul 25, 2018
Book Page	052030/000056
Instrument	123083

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	EARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Jul 24, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (-48.5%) Homeowner's exemption	$256,940 (+9.45%) Land $65,950 Building $190,990	$513,880 (+9.45%) Land $131,900 Building $381,980
2024	$8,443.00 (+9.93%)
2023		$234,760	$469,520
2021	$7,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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