Laurel County property record for 5385 E Laurel Rd, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,611 sqft · built 1948 |
| Lot Size | 4.72 acres (205,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Dec 2021) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-00-00-049.00 |
| Primary APN | 080-00-00-049.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 2,685 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 1,074 sqft |
| Unfinished Basement | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 205,603 sqft (4.72 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,360 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Account Number | 333425 |
|---|---|
| Street Address | 5385 E LAUREL RD |
| City | LONDON |
| State | KY |
| Zip | 40741-6882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 4.72 ACRES & HOUSE & GARAGES |
| Legal Subdivision | NONE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | BUSH |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 970800 |
Source: Laurel County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5385 E LAUREL RD, LONDON, KY 40741-6882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 17, 2021 | Warranty Deed, Transfer KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 2021428121 |
| Deed Book / Page | 783 / 691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jun 1, 2026 |
| Property Address | 5385 E LAUREL RD, LONDON, KY 40741-6882 |
| Document Number | 0000632078 |
| Book / Page | 1464 / 100 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026632078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5385 E LAUREL RD, LONDON, KY 40741-6882 |
| Document Number | 0000632078, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 1464/100 |
| Instrument | 2026632078 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Dec 17, 2021 |
| Property Address | 5385 E LAUREL RD, LONDON, KY 40741-6882 |
| Document Number | 00D783/691 |
| Book / Page | D783 / 691 |
| Map Reference | DB 723 PG 684 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 428121 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5385 E LAUREL RD, 5385, LONDON, KY 40741-6882 |
| Name | Verified Name |
|---|---|
| Address | 5385 E LAUREL RD, LONDON, KY 40741-6882 |
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,074.00 (-2.58%) Disabled Person's exemption Veteran's exemption | $299,000 (-) Land $40,000 Building $259,000 | $299,000 (-) Land $40,000 Building $259,000 |
| 2023 | $2,129.00 Homeowner's exemption | $299,000 | $299,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 97% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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