5173 E Laurel Rd, London, KY 40741 Property Records

Laurel County property record for 5173 E Laurel Rd, London, KY 40741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,030 sqft · built 1974
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Dec 2025)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-00-00-043.00`

Property Details

APN / Parcel Number

Primary APN	`080-00-00-043.00`
Alternative APNs	`333415` `1177`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,030 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	333415
Street Address	5173 E LAUREL RD
City	LONDON
State	KY
Zip	40741-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2.18 ACRES & HOUSE
Jurisdiction	LAUREL KY
Township / Civil Division	BUSH
Census Block Group	3
Census Block	3040
Census Tract	970800

Owner

Source: Laurel County records, as of January 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5173 E LAUREL RD, LONDON, KY 40741-6823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Deed Document Number	620581
Deed Book / Page	D833 / 46
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUREL KY
Property Address	5173 E LAUREL RD, LONDON, KY 40741-6823
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5173 E LAUREL RD, LONDON, KY 40741-6823

Mortgage

Document Number	0M1450/505
Date	Feb 4, 2026
Book Page	M1450/505
Instrument	623335

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUREL KY
Recording Date	Dec 22, 2025
Property Address	5173 E LAUREL RD, LONDON, KY 40741-6823
Document Number	000D833/46
Book / Page	D833 / 46
Map Reference	CAB A SL 330
Instrument Date	Dec 18, 2025
Instrument	620581
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, KY MOUNTAIN LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 JANE LN, LILY, KY 40740-3155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5173 E LAUREL RD, LONDON, KY 40741-6823

Mortgage

Document Number	0000620582
Date	Dec 22, 2025
Instrument	620582

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Laurel County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+29.3%) Disabled Person's exemption Veteran's exemption	$205,000 (+24.24%) Land $20,000 Building $185,000	$205,000 (+24.24%) Land $20,000 Building $185,000
2023	$1,000.00 Homeowner's exemption	$165,000	$165,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797
Water Source	Purchased surface water from WOOD CREEK WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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