Jefferson County property record for 5382 Summerset Dr, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1995 |
| Lot Size | 5.31 acres (231,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,331 (Aug 2026) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9.0-31.0-0-000-003.07 |
| Primary APN | 18-9.0-31.0-0-000-003.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 231,304 sqft |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5382 SUMMERSET DR |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-3168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | SOUTHWOODS ESTS LOT 16 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 31 |
| Legal Subdivision | SOUTHWOODS ESTS |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 701002 |
5382 Summerset Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5382 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Aug 11, 2026 | Affidavit, Transfer |
| Aug 11, 2026 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Deed Document Number | 202621967 |
| Prior Transfer Date | Aug 6, 2026 |
| Prior Transfer Doc | 0000021965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 11, 2026 |
| Property Address | 5382 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000021967 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202621967 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | US TITLE, UST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5382 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000021968, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202621968 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 11, 2026 |
| Property Address | 5382 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000021965 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202621965 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 11, 2026 |
| Property Address | 5382 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000021966 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202621966 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7600 GEORGE DOVER RD, DE SOTO, MO 63020-5705 |
The 2025 property tax bill for 5382 Summerset Dr was $2,061, up 0.9% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | De Soto 73 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,700 (-) Land $3,400 Building $28,300 | $167,100 (-) Land $18,000 Building $149,100 | |
| 2025 | $2,061.00 (+0.88%) | $31,700 Land $3,400 Building $28,300 | $167,100 (-) Land $18,000 Building $149,100 |
| 2024 | $2,043.00 (+0.34%) | $167,100 (+7.46%) Land $18,000 Building $149,100 | |
| 2023 | $2,036.00 | $29,500 Land $3,400 Building $26,100 | $155,500 Land $18,000 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5382 Summerset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5382 Summerset Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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