Jefferson County property record for 5342 Summerset Dr, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 840 sqft · built 1997 |
| Lot Size | 7.68 acres (334,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,318 (Sep 2022) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9.0-31.0-0-000-003.13 |
| Primary APN | 18-9.0-31.0-0-000-003.13 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 334,541 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5342 SUMMERSET DR |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-3168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | SOUTHWOODS ESTS LOT 12 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 31 |
| Legal Subdivision | SOUTHWOODS ESTS |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 701002 |
5342 Summerset Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5342 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALIANCE CREDIT UNION |
| Sep 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Sep 7, 2021 · Amount on File |
| Deed Document Number | 202229215 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 0000029215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5342 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5342 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000029216 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022R-029216 |
| Name | ALIANCE CREDIT UNION |
|---|---|
| Address | FENTON, MO 63026 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 25, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 7, 2021 |
| Property Address | 5342 SUMMERSET DR, DE SOTO, MO 63020-3168 |
| Document Number | 0000039247 |
| Map Reference | MB 78 PG 17 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021R-039247 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5116 AUTUMN WOOD RD, DE SOTO, MO 63020-4952 |
| Name | Verified Name |
|---|---|
| Address | 5116 AUTUMN WOOD RD, DE SOTO, MO 63020-4952 |
| Document Number | 0000039248 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021R-039248 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 5342 Summerset Dr was $1,934.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,500 (-) Land $4,300 Building $27,200 | $165,800 Land $22,700 Building $143,100 | |
| 2025 | $1,934.00 | $31,500 Land $4,300 Building $27,200 | |
| 2024 | $165,800 (+8.72%) Land $22,700 Building $143,100 | ||
| 2023 | $1,853.00 | $29,000 Land $4,300 Building $24,700 | $152,500 Land $22,700 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5342 Summerset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5342 Summerset Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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