Charlotte County property record for 5381 Shell Mound Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2020 |
| Lot Size | 0.125 acres (5,481 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-34-436-011 |
| Primary APN | 40-23-34-436-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,283 sqft |
| Flooring | Covered |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,481 sqft (0.125 acres) |
| Driveway | Driveway |
| Driveway Area | 324 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 5381 SHELL MOUND CIR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CAL 00B 0000 0057 CALUSA CREEK SECB BLK0000 LT0057 CALUSA CREEK PHASE B LOT 57 ( 5481.09SF ) 4605/1784 L/E3 |
| Legal Subdivision | CALUSA CREEK |
| Legal Phase | B |
| Legal Lot Number | 57 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 10200 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Prior Sale | Jul 25, 2020 · Amount on Record |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0003316587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
| Document Number | 0003567637 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 3567637 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 19, 2023 |
| Property Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
| Document Number | 0003316587 |
| Map Reference | MB 22 PG 19-A-19-E |
| Instrument Date | Aug 19, 2023 |
| Instrument | 3316587 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
| Name | Verified Name |
|---|---|
| Address | 5381 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4820 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,422.00 (-18.67%) Homeowner's exemption Widower's exemption | $205,610 (+5.99%) | $323,937 (+3.52%) Land $36,400 Building $287,537 |
| 2023 | $2,978.00 (+4.02%) Homeowner's exemption | $193,995 (+3%) | $312,937 (+25.15%) Land $33,400 Building $279,537 |
| 2022 | $2,863.00 Homeowner's exemption | $188,345 | $250,043 Land $22,440 Building $227,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures