Charlotte County property record for 5374 Shell Mound Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 2019 |
| Lot Size | 0.102 acres (4,450 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-34-435-007 |
| Primary APN | 40-23-34-435-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 2,239 sqft |
| Flooring | Covered |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,450 sqft (0.102 acres) |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 5374 SHELL MOUND CIR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CAL 00B 0000 0007 CALUSA CREEK SECB BLK0000 LT0007 CALUSA CREEK PHASE B LOT 7(4450.50 SF) 4460/1224 3497455 |
| Legal Subdivision | CALUSA CREEK |
| Legal Phase | B |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 10200 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 19, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Last Transfer Date | Feb 21, 2025 |
| Transfer Doc | 0003497455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Document Number | 0003174577 |
|---|---|
| Date | Nov 19, 2022 |
| Instrument | 3174577 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Document Number | 0047262063 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 4726/2063 |
| Instrument | 2916635 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5374 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4814 |
| Document Number | 0047690542 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 4769/542 |
| Instrument | 2947003 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2051 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,465.00 (-13.87%) Homeowner's exemption | $203,421 (+8.92%) | $313,826 (+5.08%) Land $36,401 Building $277,425 |
| 2023 | $2,862.00 (+4.03%) Homeowner's exemption | $186,760 (+3%) | $298,650 (+18.73%) Land $33,401 Building $265,249 |
| 2022 | $2,751.00 Homeowner's exemption | $181,320 | $251,532 Land $22,441 Building $229,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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