538 W Lima St, Findlay, OH 45840 Property Records

Hancock County property record for 538 W Lima St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,268 sqft · built 1928
Lot Size	0.257 acres (11,199 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Mar 2019)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Mar 2019 Transfer Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1010-241-12-023.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-12-023.000`
Alternative APN	`590000274250`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	932 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	200 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	227 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Balcony Area	20 sqft
Canopy	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 W LIMA ST
City	FINDLAY
State	OH
Zip	45840-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKERS SUB DIV LOT 2914 & PT ALY PT ALY
Legal Subdivision	PARKERS SUB
Legal Lot Number	2914
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4010
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 W LIMA ST, FINDLAY, OH 45840-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2019	Transfer on Death Deed, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Mar 27, 2019	Survivorship Deed, Transfer · Line of Credit HONDA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Dec 4, 2012 · Amount on Record
Deed Document Number	20192184
Deed Book / Page	2554 / 1373
Prior Transfer Date	Mar 26, 2019
Prior Transfer Doc	02554/1393
Record Updated	Sep 20, 2026

March 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 27, 2019
Property Address	538 W LIMA ST, FINDLAY, OH 45840-3142
Document Number	02554/1393
Book / Page	2554 / 1393
Instrument Date	Mar 26, 2019
Instrument	201900002186
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 27, 2019
Property Address	538 W LIMA ST, FINDLAY, OH 45840-3142
Document Number	02554/1373
Book / Page	2554 / 1373
Instrument Date	Mar 26, 2019
Instrument	201900002184
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	538 W LIMA ST, FINDLAY, OH 45840-3142

Mortgage

Document Number	201900002185
Date	Mar 27, 2019
Instrument	201900002185

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (+12.55%) Homeowner's exemption	$71,370 (+30.4%) Land $9,470 Building $61,900	$203,900 (+30.39%) Land $27,050 Building $176,850
2024	$1,944.00 (-3.28%)	$54,730 (-3.06%) Land $6,760 Building $47,970
2023	$2,010.00 Homeowner's exemption	$56,460 Land $6,760 Building $49,700
2022			$156,380 Land $19,320 Building $137,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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