538 Terrace St, Salinas, CA 93905 Property Records

Monterey County property record for 538 Terrace St, Salinas, CA 93905

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 3 ba · 2,275 sqft · built 1946
Lot Size	0.181 acres (7,900 sqft)
Owner	Trust Name on File
Last Sale	$675,000 (Dec 2020)
Tax Bill	$9,160 (2025)
Deeds & Mortgages	Jul 2023 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`004-022-035-000`

Property Details

APN / Parcel Number

Primary APN	`004-022-035-000`
Alternative APN	`004-022-035`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	20 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,900 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	538 TERRACE ST
City	SALINAS
State	CA
Zip	93905-2094
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	HEBBRON HEIGHTS LOT 10 & W 5 FT OF LOT 11 BLK 4 EXC POR TO ST
Legal Subdivision	HEBBRON HEIGHTS
Legal Block	4
Legal Lot Number	10,11
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2001
Census Tract	501

Owner

538 Terrace St, a residential property, is held in a trust since December 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	20 GLEN FALLS CIR, SALINAS, CA 93906-4848
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Dec 23, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 15, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	202077217
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	0000021519
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 14, 2023
Property Address	538 TERRACE ST, SALINAS, CA 93905-2094
Document Number	0000021519
Map Reference	MB 3 PG 63
Instrument Date	Jul 11, 2023
Instrument	2023021519
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLEN FALLS CIR, SALINAS, CA 93906-4848

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 23, 2020
Property Address	538 TERRACE ST, SALINAS, CA 93905-2094
Document Number	0000077217
Map Reference	MB 3 PG 63
Instrument Date	Dec 20, 2020
Instrument	2020077217
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CREEKBRIDGE CIR, SALINAS, CA 93906-4868

Mortgage

Document Number	0000077218
Date	Dec 23, 2020
Instrument	2020077218

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2020
Property Address	538 TERRACE ST, SALINAS, CA 93905-2094
Document Number	0000074730
Instrument Date	Dec 10, 2020
Instrument	74730
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$743.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 SECA PL SALINAS CA 939088938, SALINAS, CA 93908-8938

Tax Assessment & Valuation

The 2025 property tax bill for 538 Terrace St was $9,160, up 9.2% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,253 (+2%) Land $331,223 Building $414,030
2025	$9,160.00 (+9.24%)	$730,641 Land $324,729 Building $405,912
2024	$8,385.00 (+3.47%)
2023	$8,104.00 (+3.84%)	$702,270 (+2%) Land $312,120 Building $390,150
2022	$7,804.00	$688,500 Land $306,000 Building $382,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 538 Terrace St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 538 Terrace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, GeoLinks.

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