Monterey County property record for 528 Terrace St, Salinas, CA 93905
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 4 ba · 2,800 sqft · built 1961 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Trust Name on File |
| Last Sale | $415,000 (Mar 2015) |
| Tax Bill | $6,291 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 004-022-027-000 |
| Primary APN | 004-022-027-000 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 6,750 sqft (0.155 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 528 TERRACE ST |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93905-2093 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R3 |
| Legal Description | HEBBRON HEIGHTS LOT 4 BLK 4 |
| Legal Subdivision | HEBBRON HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 501 |
528 Terrace St, a residential property, is held in a trust since April 2015.
Source: Monterey County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 815, CASTROVILLE, CA 95012-0815 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2015 · Amount on File |
| Deed Sale | Mar 13, 2015 · Amount on File |
| Prior Sale | Oct 14, 2011 · Amount on File |
| Deed Document Number | 201512406 |
| Last Transfer Date | Apr 15, 2015 |
| Transfer Doc | 0000036739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 528 TERRACE ST, SALINAS, CA 93905-2093 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 14289 SHAFFI LN, CASTROVILLE, CA 95012-9737 |
| Document Number | 0000041575 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021041575 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 528 Terrace St was $6,291.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $618,730 (+24.05%) Land $147,102 Building $471,628 | |
| 2025 | $6,291.00 | $498,756 Land $144,218 Building $354,538 |
| 2023 | $5,569.00 (+3.86%) | $479,391 Land $138,619 Building $340,772 |
| 2022 | $5,362.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 528 Terrace St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 528 Terrace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, GeoLinks.
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