526 Sea Spray Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 526 Sea Spray Ct, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,520 sqft · built 1999
Lot Size	0.085 acres (3,688 sqft)
Owner	2 Individual Names on File
Last Sale	$1,682,000 (Dec 2020)
Tax Bill	$22,907 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-660-410`

Property Details

APN / Parcel Number

Primary APN	`009-660-410`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,270 sqft
2nd Floor Area	1,250 sqft
Basement Area	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	3,688 sqft (0.085 acres)
Lot Dimensions	80 ft deep x 45 ft wide
View / Lot	Alley
Garage Type	Basement
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	526 SEA SPRAY CT
City	PACIFICA
State	CA
Zip	94044-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD0000
Legal Description	LOT 41 SKYRIDGE RSM 127/97-103
Legal Subdivision	SKYRIDGE
Legal Lot Number	41
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4005
Census Tract	602700

Owner

526 Sea Spray Ct is owned and occupied by two individuals who bought it in December 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Feb 18, 1999 · Amount on File
Deed Document Number	2020138271
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	0000103509
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 3, 2020
Property Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153
Document Number	0000138271
Map Reference	MB 127 PG 97-103
Instrument Date	Nov 24, 2020
Instrument	2020-138271
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153

Mortgage

Document Number	0000138273
Date	Dec 3, 2020
Instrument	2020-138273

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2020
Property Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153
Document Number	0000103507
Map Reference	MB 127 PG 97-103
Instrument Date	Sep 23, 2020
Instrument	2020-103507
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153

Mortgage

Document Number	0000103508
Date	Sep 30, 2020
Instrument	2020-103508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2020
Property Address	526 SEA SPRAY CT, PACIFICA, CA 94044-2153
Document Number	0000103509
Instrument Date	Sep 23, 2020
Instrument	103509
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	526 SEA SPRAY CT PACIFICA CA 940442153, PACIFICA, CA 94044-2153

Tax Assessment & Valuation

The 2025 property tax bill for 526 Sea Spray Ct was $22,907.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,856,707 (+2%) Land $772,855 Building $1,083,852
2025	$22,907.00	$1,820,301 Land $757,701 Building $1,062,600
2023	$21,497.00 (+6.65%)	$1,749,619 Land $728,280 Building $1,021,339	$1,488,330
2022	$20,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Sea Spray Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Sea Spray Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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