538 S 3rd St, Montrose, CO 81401 Property Records

Montrose County property record for 538 S 3rd St, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1889
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jul 2024)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3767-273-32-002`

Property Details

APN / Parcel Number

Primary APN	`3767-273-32-002`
Alternative APN	`R0001724`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0001724
Street Address	538 S 3RD ST
City	MONTROSE
State	CO
Zip	81401-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 67 LOT: 3 AND:- LOT: 4 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	67
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1016
Census Tract	966301

Owner

Source: Montrose County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 S 3RD ST, MONTROSE, CO 81401-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2024973232
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	892651
Record Updated	Sep 20, 2026

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 17, 2019
Property Address	538 S 3RD ST, MONTROSE, CO 81401-4206
Document Number	911093
Instrument Date	Jul 16, 2019
Instrument	911093
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 S 3RD ST, MONTROSE, CO 81401-4206

Mortgage

Document Number	911094
Date	Jul 17, 2019
Instrument	911094

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Dec 19, 2017
Property Address	538 S 3RD ST, MONTROSE, CO 81401-4206
Document Number	892651
Instrument Date	Dec 19, 2017
Instrument	892651
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15355 6800 RD, MONTROSE, CO 81401-7423

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (+34.14%)	$20,600 (+47.14%)	$292,250 (+39.88%) Land $68,000 Building $224,250
2024	$996.00 (+4.62%)	$14,000 (-23.66%) Land $2,920 Building $11,080
2023	$952.00	$18,340 Land $3,820 Building $14,520	$208,930 Land $43,540 Building $165,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Vero Fiber.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures