520 S 3rd St, Montrose, CO 81401 Property Records

Montrose County property record for 520 S 3rd St, Montrose, CO 81401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,273 sqft · built 1905
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Mar 2013)
Tax Bill$1,431 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN3767-273-32-004

Property Details

APN / Parcel Number

Primary APN3767-273-32-004
Alternative APN
  • R0001725

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,273 sqft Heated Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1950
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR0001725
Street Address520 S 3RD ST
CityMONTROSE
StateCO
Zip81401-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD: MONTROSE TOWN OF BLOCK: 67 LOT: 7 AND:- LOT: 8 S: 27 T: 49 R: 9
Legal Range09
Legal Township49
Legal Section27
Legal SubdivisionMONTROSE TOWN OF
Legal Block67
JurisdictionMONTROSE CO
Township / Civil DivisionMONTROSE
Census Block Group1
Census Block1016
Census Tract966301

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 S 3RD ST, MONTROSE, CO 81401-4206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2013 · Amount on Record
Deed SaleMar 29, 2013 · Amount on Record
Prior SaleDec 13, 2012 · Amount on Record
Deed Document Number2013844868
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address520 S 3RD ST, MONTROSE, CO 81401-4206
Transaction TypeMortgage
Record UpdatedDec 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number915590
DateNov 22, 2019
Instrument915590
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontrose County
MunicipalityMontrose City
Unified School DistrictMontrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,431.00 (+34.24%)$22,060 (+47.26%)$312,950 (+4%) Land $68,000 Building $244,950
2024$1,066.00 (+4.61%)$14,980 (-22.62%) Land $2,960 Building $12,020
2023$1,019.00$19,360 Land $3,820 Building $15,540$223,540 Land $44,140 Building $179,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTROSE
serves 19,305 people · EPA ID CO0143518
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionJan 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: FastTrack Communications, Vero Fiber.

Nearby Properties on S 3rd St

Nearby Streets

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