Avery County property record for 538 Parallel Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1978 |
| Lot Size | 0.498 acres (21,736 sqft) |
| Owner | Owner Name on File |
| Last Sale | $170,000 (Aug 2011) |
| Tax Bill | $844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60125 |
| Primary APN | 60125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Heated Area |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,736 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | 52 sqft |
| Patio Area | 520 sqft |
| Storage Building | 1 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Oil |
| Account Number | 60125 |
|---|---|
| Street Address | 538 PARALLEL RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 7-42 |
| Legal Subdivision | DAVID A & CONNIE J LAVOY SURV |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930301 |
Source: Avery County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 538 PARALLEL RD, BANNER ELK, NC 28604-9535 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2011 · Amount on Record |
| Deed Sale | Aug 10, 2011 · Amount on Record |
| Prior Sale | Sep 6, 2006 · Amount on Record |
| Deed Document Number | 0000458268 |
| Deed Book / Page | 458 / 268 |
| Record Updated | Jun 8, 2026 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 (-3.98%) | $211,000 (-4%) Land $10,700 Building $200,300 | $211,000 (-4%) Land $10,700 Building $200,300 |
| 2023 | $879.00 | $219,800 Land $19,500 Building $200,300 | $219,800 Land $19,500 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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