1030 Parallel Rd, Banner Elk, NC 28604 Property Records

Avery County property record for 1030 Parallel Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,824 sqft · built 2023
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Sep 2022)
Tax Bill	$512 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78548`

Property Details

APN / Parcel Number

Primary APN	`78548`
Alternative APNs	`18480033531400000` `62605`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,824 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.689 acres)
Porch	Open Porch
Porch Area	55 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	78548
Street Address	1030 PARALLEL RD
City	BANNER ELK
State	NC
Zip	28604-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 PLAT 43-47
Legal Subdivision	LIFE ESTATE
Legal Tract	3
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1019
Census Tract	930301

Owner

1030 Parallel Rd is owned by an individual who bought it in September 2022.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 OLD VALE RD, NEWLAND, NC 28657-9273
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE
Feb 17, 2025	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE
Sep 13, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Deed Document Number	0005811888
Deed Book / Page	581 / 1888
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	1030 PARALLEL RD, BANNER ELK, NC 28604-9537
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 BLOWING ROCK BLVD, LENOIR, NC 28645-7707

Mortgage

Document Number	0000000313
Date	Jan 31, 2025
Book Page	606/486
Instrument	2025000313

Lender

Name	US SMALL BUSINESS ADMINISTRATION, A GOVE
Type	Private Party
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2040

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	1030 PARALLEL RD, BANNER ELK, NC 28604-9537
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 BLOWING ROCK BLVD, LENOIR, NC 28645-7707

Mortgage

Document Number	0000000554
Date	Feb 17, 2025
Book Page	606/1506
Instrument	2025000554

Lender

Name	US SMALL BUSINESS ADMINISTRATION, A GOVE
Type	Private Party
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2040

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 13, 2022
Property Address	1030 PARALLEL RD, BANNER ELK, NC 28604-9537
Document Number	0000005343
Book / Page	581 / 1888
Map Reference	MB 43 PG 47
Instrument Date	Sep 6, 2022
Instrument	2022005343
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 BLOWING ROCK BLVD, LENOIR, NC 28645-7707

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Parallel Rd was $512.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00	$128,200 Land $19,600 Building $108,600	$128,200 Land $19,600 Building $108,600
2023	$496.00	$124,200 Land $19,600 Building $104,600	$124,200 Land $19,600 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 Parallel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Parallel Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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